Balance Transfer + Top-Up Loan Assistance
Key Features & Benefits of the BT + Top-Up
- Lower interest rates on existing loans
- Additional top-up funding at competitive rates
- Expert comparison across multiple banks & NBFCs
- Transparent advisory with no false promises
- End-to-end support from eligibility to disbursal
Eligibility Criteria for BT + Top-Up Applicants
✔ Salaried Individuals
- Minimum age as per lender norms
- Stable employment and income
- Existing home / LAP loan with repayment track record
✔ Self-Employed Individuals
- Minimum business vintage (usually 3 years)
- Regular income and banking history
Documents for Salaried Individuals
- PAN Card (Applicant & Co-Applicant)
- Aadhaar Card (Applicant & Co-Applicant)
- Photographs (Both)
- Last 3 months salary slips
- Last 6 months bank statements
- Form 16 (Last 2 years)
- Office ID Card
- Property papers with chain
- Sanction letter (existing loan)
- Statement of Account (SOA)
- List of Documents (LOD)
Documents for Self-Employed
- PAN Card (Applicant & Co-Applicant)
- Aadhaar Card (Applicant & Co-Applicant)
- Photographs (Both)
- Last 3 years ITR with financials
- Last 12 months bank statements
- GST Registration & Returns (if applicable)
- Business proof (minimum 3 years)
- Property papers with chain
- Sanction letter (existing loan)
- Statement of Account (SOA)
- List of Documents (LOD)
Talk to a Loan Expert for BT + Top-Up Guidance
Get Quick Assistance
Email: care@financeeasy.org
Whatsapp: +91 8882212250
Available: Monday – Saturday, 10 AM – 6 PM
Address: Plot No S22, Shri Ganesh Complex, Aradhana Road,Sahibabad, Ghaziabad, Uttar Pradesh 201005